emoney refinance reviews
67 positive Google reviews mention refinancing, rate reviews or lower repayments. 15 of them say emoney got in touch with a better rate before they asked.
e Money's Client Relations Officers, (Madison H. in particular), are the most professional, courteous, patient and helpful people I have ever encountered in any organization I have or have ever had dealings with. Queries and requests are actioned immediately with accurate results. Well done e money keep up the high standard. R, Bern K.
Refinanced my house with emoney Samantha who looked after my loan was lovely and very professional to deal with. she made things easy to understand and went above and beyond with Regular updates on progress and how things were going? Very good service recommended highly
Im going to be honest. We dragged our feet and umm'd and uhhh'd but Samantha at EMoney worked with us the whole way to get our refinancing done on our homeloan. Great service.
Have been with emoney for a few years now. However, recently had to refinance and worked with Tracy. Super efficient, friendly and went above and beyond in her role. Tracy worked with us to explore our options, nothing was a problem and provided us with updates on how the loan was progressing. Thank you to Stevie also for the updates. Highly recommend.
Recently refinanced with emoney and specifically Samantha B who was great to deal with. Samantha made everything easy with clear communication, regular updates on progress, and was prompt at responding to all my questions throughout the whole process. Great customer service, professional and friendly. Would highly recommend.
We have had several loans that use EMoney as their web server. But it is sometimes hard to figure out what is due to the underlying funder rather than the EMoney service. Getting the right underlying funder is more important, but generally the EMoney site works well and they seem to have improved and increased their services recently. I was pleased to get a sympathetic ear from Jordan Parks, Customer Service Officer when I called about problems I was having with my Adelaide Bank login etc. He offered to ask for a lower rate on our loan and to my surprise followed up 2 weeks later with a phone call and email saying that they had organised a reduction for us. - Thanks Jordan.
Extremely happy with my loan and assistance given by Jordan Parks - I didn't need to wait on the phone; my query was handled with ease and professionalism. Jordan Parks advised of a rate reduction months before I had requested and advised that this would be an ongoing request, of which I have no doubt, will be handled in a timely manner. Very happy with the loan package and service - again, I would definitely recommend this company.
Would like to thank Ian Fox Customer Service Manager for his great service this morning in making my request and review of rates and all questions I had and making sure it was all done without fuss.. Thanks Ian.
Emoney , they are taking care of exiting customers unlike the major Banks. Great and quick response within a week from Madison Hazell. Happy with the rate given. Will certainly recommend Emoney for Loans.
Madison Hazell from EMoney quickly responded to my recent request for an interest rate review on my home mortgage & achieved a 0.7% discount - a very nice Christmas present! Great service.
Thank you Tahlia Smith for assisting us with our recent rate review. Your service was again outstanding and effortless. We sincerely appreciate this. Best regards.
I was contacted regarding a reduction in my home rate which was very unexpected and welcome. Jordan was very professional and clear in his explanations.
Thank you, Madison Hazell for your quick response and assistance with a better home loan rate. Your kind assistance was greatly appreciated.
I found Emoney very Profession and helpful, there interest rates and fees were very good. I would recommended them to others
I really appreciate what Joran did for me. Jordan helped me to get a better interest rate. Great customer service Thank you
Great service from Lyn Bale answered all questions. Without asking she checked my rate.
Thank you for reducing my rates, much appreciated.
I contacted eMoney when I wanted to purchase a land for building a home. I had to exchange contracts immediately and I needed a quick evaluation of my financial capacity as well as a pre-approved home loan from a lender for exchanging the land contract. Kellie Gray was assigned to my request and I was delighted to work with Kellie and she exceeded my expectations. In my view, Kellie is a very caring, understanding and supportive person who is very passionate about her clients and, their individual needs. Kellie is very passionate about her job also. Kellie prepared my application and within a few days, she was able to secure a pre-approval for me. I was able to exchange the contract on the property in time because of Kellie’s efforts and responsiveness. I am grateful to Kellie and eMoney for their dedication and effort and I am proud that I entrusted Kellie in my critical times. Thank you Kellie and best wishes for your future.
I cannot recommend Emoney Home Loans enough I had an excellent experience from the first interaction to the final stage. I was kept fully informed and provided amazing choices with very competitive rates. The two staff I interacted with were unbelievable to work with. Salara and Ilone both are very accommodating nothing was an inconvenience, extremely professional, and quick to respond to any questions. The whole process was stress free and completed very efficiently and quickly. I would like to express my gratitude to Salara and Ilone for everything. I know others who have interacted with these two ladies will 100% agree with me experience.
Shout Out To Ross Mansfield, thank you. Emoney recently contacted me of their own accord and advised that as a loyal customer that they were going to attempt to reduce my home loan rate. How refreshing it is that a financial institution goes out of their way to contact you with news like that. My rate dropped 1.51% in a market where rates are about to rise. I have never experienced customer service like this from the bigger banks. If you want a more personalised professional service make the switch to Emoney today. Thank you also to Jamie Lee Boyd and Emoney. 5 Stars +++++
I have very much pleasure in being able to attest to the professionalism exhibited by Ross Mansfield in securing our refinance of our home loan - The experience & knowledge that Ross has within the finance area definitely shines . His guidance in talking us through step by step of the different stages was really beyond reproach - - I have had many loans through different identities over the years but have to say Ross was forthcoming in the approvals in the shortest period of time that I can remember. Thank you Ross very much appreciate your hard work.
I had an existing loan with emoney at a very high rate due to some past impairments. I contacted Ross Mansfield and right from the go Ross was very professional and understanding and treated me with respect. Ross helped me refinance on to a tremendous rate and navigated me through the entire process. I thank Ross for helping my family achieve our dreams and appreciate all the work he put in. I highly recommend anyone to to contact emoney.
Ilone Counsel provided amazing service, she ensured the process of refinancing my loan was easy and done efficiently. Ilone gave simple explanations to complex elements making it easy to make confident decisions throughout ensuring best rates were chosen and the most appropriate package for my needs. I would highly recommend Ilone and Emoney to others wanting a hassle free, professional and transparent service.
We couldn't be happier with the service from Mahala and the team at Emoney. The efficiency of the service and the excellent 'hands-on' communication saw our settlement go through in a very quick turnaround and with such ease. No question was too big and every situation dealt with, without delay or issue. Could not recommend them more. And, of course the new deal and new rates are great too!
A great company who looks after their clients. I've been a loyal customer of Emoney for quite a while now and they contacted me as they noticed my rates were a little higher than comparable loans and offered to assist. The end result was a significant reduction in my rate. A refresingly friendly gesture that rewarded loyalty. Thank you to the team for your efforts here!
Customer service is an under valued skill. Matt handled my complex issue with equal parts EQ and IQ in the form of empathy, consideration and practical action. I am very grateful for finding a person of his calibre on the end of the line. While staff like this are gold dust on the phones, I see him having a lot to offer at higher levels.
Emoney has been great so far, I tend to be a pretty low-maintenance customer, and I haven't had much reason to call them. All/most contact has come from them and it has been helpful, offering assistance and rate reviews, the latest from Tahlia, thanks again.
They are decent people who value their long term clients. They have saved me good money when interest rates where going up. I would like to endorse their business and Tahlia Smith for their professional approach and customer service.
Thank you Tahlia, for your assistance with my mortgage. It was a lovely surprise to speak with you and your help arranging the new repayments for my loan as. I really appreciate your great work in reducing my rates. Truly an angel.
Tahlia Smith, Mortgage Specialist did a great job of getting a percentage discount on rates from my lender. She was very polite and friendly over the phone and answered my questions Keep up the good job Vishwa Gounder
Keegan Walker contacted us and offered to review our current mortgage and interest rate. We got a lower rate, some great advice and the bonus of dealing with Keegan who is such a pleasure to deal with.
Big thank you to Charlotte Turner and Bevan Merryfull who assisted me with my loan refinance. They were very helpfull and efficient that made the process smooth and fast. Keep up the good work.
Excellent service from Tahlia Smith and Karl. They provided a hassle free alternative so that I could reduce my interest rate without having to go through the ordeal of applying again.
Fantastic service and genuine support to help refinance an investment property loan at the lowest possible interest rate. Thank you Graeme Scott and team. Raj & Lynette Rajaratnam
couldnt be happier with the service from these guys. In particularly Ross Mansfield work hard and got a good rate for us. Cheers Brett and Julie
A big thank you to Tahlia Smith for reducing our home loan rate. It was both unexpected yet very welcome news. Thanks Tahlia and Emoney 😀
Grateful for your personalised customer service and making contact with us to offer reduction of rates. Feel valued as a customer.
Both Madison and Jordan were very helpful in looking after me beyond my expectations when reviewing my rates.
Keegan Walker was great to deal with to sort through a complex refinance. Recommend highly!!
Thanks to tahlia Smith my interest rate has been dropped by almost 2 % 🤙🤙🤙
Thanks for the great service and better rate Tahlia Smith.
Thanks Jordan for your help on a great new rate!
We were looking to setup an offset account linking to the existing mortgage account (Emoney). We were told by the service consultant that this option was not available with our existing lender. They mentioned that they could get one of their lending specialists to call us & discuss our options forward. Within couple of days of that call, Keegan Walker contacted us. He suggested that we could look at refinancing our existing mortgage with another Emoney lender to avail the offset account. We agreed to go by his suggestion. He not only got us an offset account but also secured a lower interest rate product. He was clear in understanding our needs and his service is impeccable. We highly recommend “Keegan Walker” if you are in the market for a loan/refinancing your existing loan. Fantastic, thank you so much Keegan!
After a very shaky start my issue was resolved by Gina Anderson.Team Leader. great result as a team leader. The stars are for Gina, not so was the lender I was exiting or the discharge teams involved who couldn't read and who didn't check their contract conditions before settling the refinance and checking a 12 year old loan contract conditions. For these teams a negative star would be applicable for the stress caused because they took $18 k too much and took nearly 3 weeks to read the contract, once Gina received the correct payout instructions my cash was back overnight ! ! Sadly the new bank stuffed their side up also ! Will be glad of the day I don't need to deal with financiers any more !
Ross was very professional, patient and always helpful. He always returned calls promptly if I needed any information or clarification. It was a pleasure to work with him. Ross takes on the job with your financial objective paramount to his cause. This makes him a great team player, someone you really enjoy working with and easy to build a great professional relationship with as you work through the process. I would highly recommend him to anyone needing to look for the best options regarding refinancing.
What can I say. Requested a rate review and received a call from Jasmyn Kennedy within 24hours. Recommended that I don't do a rate review but instead look at other options. So glad we did. The help and all the running around that Jasmyn did was amazing. Things as simple as a call to keep me in the loop on the processes and procedures. Those little things make a big difference. An absolute pleasure dealing with Jasmyn. Well done E money you have a real gem on your hands.
Jasmyn Kennedy has been fantastic. She has been patient and persistent and seen our loan approval all the way through from the initial application. Jasmyn is a great ambassador for Emoney, and has been an absolute delight to do business with. Thank you for securing a great rate, and thank you for taking the time to listen and find us the package we wanted. Kind regards Laurence Mckinnon
Could not be happier with the Emoney team. Keegan Walker worked with us helping us at every turn so we got the best rate and $$ for our refinance. Even after a hiccup on our part Keegan did not tell us no, he suggested areas we could tighten up and then called when he said he would to try again. This is the second time we have used emoney and I wouldn't use anyone else.
Hi, I requested a rate review on the main web site for NMC, and soon after Marie Tucker contacted me. She had prepared an initial offer of an interest reduction. I found her to be very professional, and took into consideration my personal circumstances in the ensuing discussion. The ultimate outcome met my expectations and I am very happy she was assigned to my case.
We've been happy with eMoney's service. Marie Tucker assisted us in undertaking a rate review, and as a result our rate was lowered by 0.3%. Our rate is still higher than competitor rates, but we were happy with their responsiveness, so on balance we have chosen to keep our loan with them and we trust they will continue to lower it to match the market in time.
I've been with E-money with 3 properties now and they are great! recently I was contact by Menandro Perkins from emoney they worked out an even cheaper interest rate without any prompting, this kind of service you just don't get from any other bank or lender and I've been with many ! I highly recommend you give them a go
A Big Thankyou to Keegan Walker for his support and patience in refinancing my mortgage. He was always very Positive and helpful , making the process as smooth as possible. A pleasure to deal with. A huge asset to Emoney!! Thanks again!!
I've been with emoney for a couple of years now. I've been very happy with their ability to lower my interest rate when asked and fix my mortgage in an efficient way. Thanks Emma Fisher, for making it seamless!
I was looking for a rate reduction on my home loan and Menando in the customer solutions team was able to complete my request in a professional, friendly manner and without delay. Well done.
I wish to thank eMoney Client Solution Officer Menandro Perkins for his responsive service and support to renegotiate a better interest rate for my home loan. Well done Menandro 👍
Correspondence is quick and efficient. Rang about negotiating a better home loan rate and it was done within a couple of weeks without difficulty. The online portal is easy to use.
HI refinancing with e money JASMYN was so helpful explain everything clearly could not be more happier Jasmyn was so good happy to recommend e money thank you
Thanks to Keegan from emoney, who was proactive and found a good deal for a home mortgage and investment property refinancing. Thank you for making it easy.
Menandro went above and beyond to get me a better interest rate on my loan. Made it extremely easy for me and has saved me money. Thanks again
Great service from Emma Fisher. Provided an even lower interest rate than first advised.
Emoney has come thru for us when others couldn’t. Emoney has an outstanding customers service, always willing to help and answer any question we had. Especially Lynsey she was incredible. We are so grateful and happy we went thru Emoney for our homeloan. Thankyou again guys we really appreciate all the hard work.
Lynsey has been fantastic in facilitating our refinance. She provided excellent communication, prompt responses to any of our enquiries and facilitated a seemless transition in coordinating our new finance requirements. Will highly recommend Lynsey and the emoney team in the future.....
During a time when finance was becoming increasingly difficult to obtain, Ross helped navigate a complex refinance process that steered us back into calm waters. Thanks Ross.
Thank you Samantha Locke for helping us to refinance our mortgages. She was extremely helpful and quick to respond to all our questions. Would definitely recommend her!
Jean gave us great service during the process of applying to refix our interest rate. She always replied promptly to my questions, and was very thorough. Thanks.
Jessica has been wonderful throughout the refinancing process. She has been with us every step of the process. Thank you for your wonderful attention to detail.
Ross was great to work with. He was efficient and able to find the best fit for our refinancing needs.
Refinancing with emoney: questions
What do clients say about refinancing with emoney?
67 positive Google reviews of emoney mention refinancing or rates. Reviewers describe lower repayments, rate reviews they did not have to ask for and refinances that were handled quickly with little paperwork on their side.
Will emoney review my existing home loan rate?
Yes. emoney offers a loan review for existing borrowers, and 15 reviewers say emoney contacted them with a lower rate before they asked.
Check it for yourself.
Every rating here is copied from Google, last checked 3 November 2026. Read the reviews where they were posted, or see exactly how our score is worked out.